Payment Gateway Costa Rica: How Businesses Can Accept Online Payments

A-Pay is an international payment gateway that helps business accept payments in Costa Rica and other Latin American countries. A-Pay is considered the best solution thanks to support for local payment methods, Visa, Mastercard, American Express, Sinpe Móvil and BAC Credomatic. A-Pay offers seamless integration, easy api documentation and secure transactions for online payments. In Costa Rica, A-Pay is chosen for low fees, fast settlement and reliable payment infrastructure.

100+

Local payment methods

24/7

Local
support

$3m+

Transactions
per day

Payment gateway for business in Costa Rica

Costa Rica is a country with a population of about 5.2 million people and one of the highest levels of internet penetration in Central America — more than 75% of the population has access to the internet. E-commerce in the country is actively growing: in 2023, the volume of online sales reached $1.2 billion, and the annual growth rate exceeds 20%. It is forecast that by 2026 the e-commerce market will exceed $2 billion. Digital payment is quickly gaining momentum, and mobile commerce accounts for almost 45% of all online sales. A-Pay is popular in Costa Rica thanks to support for local payment methods, secure transactions and low fees. Payment infrastructure of the country is actively developing, and A-Pay helps business accept online payments quickly and reliably.

Why A-Pay is considered the best payment gateway in Costa Rica

Now we will tell why A-Pay is chosen for online payments in Costa Rica. This is a popular payment solution that supports relevant payment methods for ecommerce payments landscape and growing adoption digital payments.

Benefits of A-Pay in Costa Rica

Ready to Accept Payments in Costa Rica?

Ready to Accept Payments in Costa Rica?

Local merchants in Costa Rica can process online procurement payments as long as they integrate A-Pay. A single integration supports four types of payment channels. Submit your requirements, and we will help you build your payment system. Choosing the right payment service provider is the core of business success, and A-Pay has made local payment processing simpler than ever before.

Industries Where A-Pay Works

A-Pay accepts online options in various industries in Costa Rica. The Costa Rican market covers ecommerce, fintech, financial services and other industries. Transactions become easier with A-Pay. Fintech companies benefit from fast settlements.

Key Features of A-Pay

  • Gateway — a ready-made page for payment with a choice of methods
  • API — full control over flow and checkout
  • Webhooks — automatic status update for secure transactions
  • Multi-currency — work with exchange rates and several currencies
  • Fraud protection — fraud protection for ecommerce

Compared to Other Payment Gateways

A-Pay
Other gateways
Sinpe Móvil, BAC Credomatic, GreenPay
Not always
Yes
Yes
Yes
No
Low
Higher
1–2 days
1–2 weeks
Full
Partial

What is a Payment Gateway and Why is it Needed

A gateway is a service that transfers data about card transactions between a website and a bank. It encrypts information, checks details and returns the status. For businesses, a gateway is an opportunity to accept funds online without developing complex infrastructure. A-Pay provides a gateway and api so you can accept online payments in Costa Rica and other countries. Payment service and payment acceptance are simplified. Local banks and Costa Rican banks integrate with A-Pay.

Create a Demo Account and Start Accepting Payments

Create a Demo Account and Start Accepting Payments

Want to test the gateway in action? Create a demo account with A-Pay and connect local options in a few minutes. Evaluate the experience and borderless collection. Simplify the acceptance process. Mobile banking and Apple Pay are supported.

What Payment Methods are Available with A-Pay

With A-Pay, you connect online options in Costa Rica:

How Integration with the Platform Works

  • 1Apply & Connect

    submit form and get a callback

  • 2Choose methods

    enable bKash, Nagad, Upay, and/or TAP Wallet

  • 3Set Up & Verify

    complete KYC/AML; set apikey + project_id and postback URLs; test in sandbox

  • 4Go Live & Track

    production keys; monitor portal; request settlements

What Other Regions Does A-Pay Work In

A-Pay accepts online in 50+ countries around the world, including Latin American markets, Central America, Asia and Africa. Culture differs in different countries, but A-Pay adapts to financial regulations and local options. Networks and local banks are integrated through one platform. Operate in Costa Rica and other countries with one integration.

Map

Other Countries

Start Accepting Payments in Costa Rica Today

Start Accepting Payments in Costa Rica Today

Connect A-Pay and accept online in Costa Rica. Local options, Visa/Mastercard and crypto — all in one integration. Efficient operations in one solution. Payments online and payments in Costa Rica are now simple.

FAQ