Payment Gateway in Ecuador: Accept online payments with A-Pay

A-Pay is the most reliable payment gateway in Ecuador, combining all local payment methods into a single interface. Whether you need to accept cards, cash through Servipagos and Facilito, or digital wallets Deuna and BIMO, our solution helps you grow without losing customers.

100+

Local payment methods

24/7

Local
support

$3m+

Transactions
per day

Local Market Overview

With a population of over 18 million and the US dollar as the official currency since 2000, Ecuador offers a stable environment for international e‑commerce. Smartphone penetration is over 70%, with a 35% annual growth of the e‑commerce market. But over 60 percent of the population is still unbanked, which makes cash payments through agent networks crucial. Through local methods, our payment gateway caters to both banked and unbanked customers. A‑Pay emerged as the preferred payment gateway for merchants in Ecuador, given its deep integration

Why businesses choose A-Pay

Here are the key reasons why A-Pay is considered the best payment gateway.

Key advantages

Start accepting payments in Ecuador today

Start accepting payments in Ecuador today

Connect A-Pay and reach millions of nearby customers who want to buy your products use card, cash through agents or e-wallet. Apply online Find our manager to make an appointment.

Areas of application

A-Pay working in major areas of the economy.

Key Futures of A-Pay

  • Connection takes 1–2 days thanks to ready plugins for WooCommerce, Shopify, and Magento.
  • One connection gives access to Visa/Mastercard cards, cash through Servipagos and Facilito, digital wallets Deuna and BIMO, as well as direct bank transfers.
  • All transactions are visible in real time right on your personal account, where you can generate reports and track key metrics.
  • No hidden payments. Settlement for cards — up to 24 hours, for agent networks — 24–48 hours. Low transaction costs maximize revenues without surprises.
  • Our team is prepared to solve your task at any stage quickly.
  • Checkout pages already configured with logos of Servipagos, Facilito, Deuna and BIMO that give confidence to buyers.
  • Designed to process consistently high transaction volumes for both startups and enterprises
  • Real-time data on payments, refunds and settlement statuses — 100% visibility of your cash flow.

A-Pay vs other payment solutions

A-Pay
Other payment gateways
Servipagos, Facilito
Only cards
Deuna, BIMO
No
Yes
Separate connections are required
24 hours
3–5 business days
24–48 hours
Not supported
Full support for USD
Partial or additional fees
Yes
Limited hours

What is a payment gateway and why is it needed

A payment gateway is a software used to secure the transaction between you and your customer's bank. They help securely transmit the data, validate the payment and analyze risks and initiate the fund transfer. The entire payment is made instantly with minimal lag. By leveraging the best-to-market payment processors, we are able to provide guaranteed routing and high approval rates. Since most of online payments are channeled through local agent network, gateway should support those networks in addition to card. One universal conductor is A-Pay. We keep up with the highest security standards, such as PCI DSS and 3D Secure. Our infrastructure also partners with leading issuers to promote seamless transaction execution.

Try A-Pay for free with a demo account

Try A-Pay for free with a demo account

Get access to a demo environment in which you can create payments through Servipagos, Facilito, Deuna, BIMO and cards, execute refunds and setup checkout. There are no time limits or fees associated with the demo.

What payment methods are available

A-Pay integrates all significant methods in Ecuador:

Step-by-step setup

  • 1Submit & Connect

    fill out the form, get contacted

  • 2Set Up

    select regions and payment methods, access dashboard

  • 3Verify

    complete KYC

  • 4Go Live & Monitor

    activate payments, track performance

Other regions of presence

Outside Ecuador, A‑Pay serves merchants in more than 30 countries, adapting itself according to payment habits and the environments they must navigate. This aids keep your consumers paying with their reliable repayment techniques as our settlement alternatives is constantly individualized for the regional market. We continue to grow our global footprint so we can provide businesses the means to scale anywhere in the world.

Map

Other Countries Where A-pay is Available

Ready to start accepting payments?

Ready to start accepting payments?

Connect A-Pay — a solution offering full coverage on all local payment channels. You will take leading positions on a growing market by providing high conversion of your services with transparent rates and expert support.

Frequently Asked Questions