Secure Online Payment Gateway in Kenya
A-Pay is the best payment gateway in Kenya, offering fast, mobile-first transactions tailored for African businesses. Fully integrated with local payment methods in Kenya, it enables frictionless checkouts across all devices. Merchants trust A-Pay for its reliability, ease of use, and speed.
Digital payments are rising fast across Kenya
Why A-Pay is Kenya’s most trusted payment platform
A-Pay advantages
- Integration of local methods
Get access to the most popular payment methods in Kenya and neighboring regions, tailored to user preferences.
- Quick and easy integration
A-Pay links your business to local online payment methods in Kenya within 24 hours.
- Reduced operational costs
Using local rails lowers fees and boosts conversion by reducing friction at checkout.
- Processing and security
99% of transactions succeed via secure, stable infrastructure with enhanced protection.
- Fast local withdrawals
Users withdraw funds via local banks, e-wallets, or cash agents — all in local currency.
- Mobile-first experience
The interface is tailored to mobile-first markets and offers seamless UX.
Where A-Pay supports businesses in Kenya
- Integration with webstores
- Payment via QR, link, or redirect
- Mobile payment support
- Fraud detection for virtual goods
- Local and global currencies
- Scheduled and bulk payouts
- Invoice links and tracking
- Bank and wallet support
- Developer-friendly API
- Quick onboarding
- Multiple payment channels
- Optimized mobile interface
- M-Pesa and e-wallet support
- Instant mobile notifications
Core features of A-Pay
- Multichannel checkout — accept payments via QR, links, APIs, and mobile
- Real-time monitoring — track all transactions and performance metrics from one dashboard
- Local compliance — fully aligned with Kenyan financial regulations
- Smart routing engine — optimizes transaction success rate based on method and volume
- Custom integration — supports web and app flows through flexible API and SDK
- Global and local reach — one of the most reliable payment service providers in Kenya supporting both regional and international traffic
How A-Pay compares to other providers
What is a payment gateway and why it matters
Payment methods available with A-Pay
How to integrate A-Pay
- 1Apply & Connect
submit form and get a callback
- 2Choose GEO & Method
select regions and payment channels
- 3Set Up & Integrate
access dashboard and connect API
- 4Start & Track
go live and monitor payments
Where else does A‑Pay operate
FAQ
Thanks to its local integration, and a wide range of payment options it supports, our platform is one of the best payment gateways in Kenya. It allows for quick onboarding and is compatible with mobile devices. It is used on a daily basis by many Kenyan businesses.
There are hosted, self-hosted, API-based, and bank-integrated gateways. They have different control, setup and security options. Our service can be adjusted to any of these types that you prefer most.
M‑Pesa is the most popular payment method in Kenya. It is used in both online and offline payments. Our service is integrated with M‑Pesa, making it easier for our clients to reach local users.
M‑Pesa enables real-time mobile payments within a few seconds. Card payments follow closely but aren’t as fast. Our service also helps companies integrate with all major and most popular methods for fund transfers within the region and beyond
Mobile wallets are still the best way to pay in Kenya. Customers choose them because they are fast and can be easily accessed. Our service supports all major local wallets.
There are several digital options such as M‑Pesa, Airtel Money, Equitel, and online banking. Most consumers choose mobile-first solutions due to their speed and availability. Our gateway unifies all digital payments with one integration.
To accept payments globally, you will need a Kenya payment gateway that works with international networks. We provide FX, compliance, and settlements, and you receive transfers in KES or other currency that you prefer most.