Local Payment Gateway for Global Businesses

Accept customer payments through local wallets, online banking and other supported methods. Connect through one API or a hosted payment page, with payment options configured for your markets.

One Gateway for Local Payment Acceptance

Local Payment Methods
Let customers pay through supported wallets, online banking and bank transfers. Available methods are configured for your target countries and project.
Same-Day Merchant Settlements
Keep payment acceptance and merchant settlements connected. A-Pay sends merchant settlements on the same day (T+0).
Additional Methods, No Extra Connection Fee
Already connected to A-Pay? Enable additional supported payment methods at no extra connection cost. The number of connected methods does not change the connection price.
API or Hosted Checkout
Choose an H2H API integration or a hosted payment page. Configure backend requests and transaction status handling using A-Pay’s integration documentation.
Transaction Reporting
Review transaction statistics in your merchant account and download CSV reports to support payment reconciliation.
24/7 Multilingual Support
Get help with integration questions, payment processing and transaction investigations from A-Pay’s multilingual technical support team.

Find a Payment Setup for Your Business

Explore payment solutions for your business model and target markets. Discuss supported local methods, customer payouts and integration requirements with our team.

A-pay₹1,640

Payment completed

Let Customers Pay the Local Way

Give customers a familiar way to pay when your business enters a new market. A-Pay connects supported local payment methods to your platform, with availability defined by country and project configuration.

₹2,246

Processed through A-Pay

Security Practices Behind Your Integration

A-Pay protects integration API credentials and uses multi-factor authentication and role-based access controls. Business continuity planning and incident response procedures support service operations.

Compare Payment Gateways for Your Target Markets

Look beyond the list of payment logos. Compare the methods available to your business, integration requirements, transaction reporting and merchant settlement terms.

Topic

What A-Pay Offers

What to Check with Any Provider

Service Scope

Payment acceptance and customer payouts through supported methods.

Which payment services are included in your agreement?

Local Payment Coverage

Payment methods configured by country and project.

Which methods can be enabled for your business and target markets?

Payment Currencies

Supported payment currencies depend on the selected methods.

Which payment and settlement currencies are available, and what conversion terms apply?

Integration Options

H2H API integration or a hosted payment page.

What backend development and testing does each integration require?

Transaction Status Updates

Deposit and withdrawal status updates delivered to your backend through postbacks.

How are transaction statuses delivered and handled?

Reserves and Holds

Applicable terms are defined in the merchant agreement.

Can reserves or holds apply, and under which conditions?

Merchant Settlements

Merchant settlements are sent on the same day (T+0).

When are settlements sent, and what can affect receipt of funds?

Integration Security

API credential protection, access controls, business continuity planning and incident response procedures.

Which security responsibilities belong to the provider and to your team?

Technical Support

Multilingual technical support available 24/7.

Which support channels and languages are available to your business?

Explore Local Payments by Country

Connect Local Payments to Your Platform

Integrate A-Pay through an H2H API connection or a hosted payment page. Your developers configure backend requests, handle transaction status updates and test the payment flow before launch.

A-pay

Run Code

1       curl -X POST "https://api.a-pay.one/" \
2            -H "Content-Type: application/json" \
3            -H "Authorization: Bearer " \
4            -d '{
5                  "amount": "400",
6                  "partial_payments": true,
7                  "first_payments_min_amount": 200
8                }'

A Local Payment Gateway for Your Next Market

A-Pay helps businesses accept customer payments through supported local wallets, online banking and bank transfers. Choose the methods available for your target countries and connect them through an API or a hosted payment page.

Support customer payouts where available, receive transaction status updates in your backend and use merchant reports for reconciliation. Payment methods and payout availability depend on your market and project configuration.

Ready to Accept Local Payments?

Tell us about your business and target countries. Our team will help you identify supported payment methods and discuss integration requirements, pricing and merchant settlement terms.

Stay Connected With A-Pay

Frequently Asked Questions

A-Pay is a payment service provider offering a local payment gateway for businesses. It enables merchants to accept customer payments and process payouts through supported methods. Businesses can connect through an H2H API integration or a hosted payment page, with available options configured for their countries and projects.

A local payment gateway connects a business to payment methods used in specific countries, such as digital wallets, online banking and bank transfers. With A-Pay, merchants can access supported methods through a common integration. The methods available to a particular business depend on its target markets and project configuration.

Contact our team to discuss your business, target markets and integration requirements. You can integrate through the A-Pay API or use a hosted payment page. Both options require backend configuration and transaction status handling. Complete the required verification and test your payment flow before launch. The timeline depends on your setup and project requirements.

A-Pay supports local wallets, online banking, bank transfers and other payment options in supported markets. Examples include UPI in India, bKash and Nagad in Bangladesh, Easypaisa and JazzCash in Pakistan, and M-Pesa in Kenya. Availability depends on the country and your project configuration. Contact our team to confirm which methods can be enabled for your business.

A-Pay’s security practices include protection of integration API credentials, multi-factor authentication, role-based access controls, business continuity planning and incident response procedures. Merchants are responsible for securing their own systems, credentials and API integrations.

Contact A-Pay’s 24/7 multilingual technical support team through the support channel provided for your merchant account. Include the transaction ID and a description of the issue so the team can investigate. For an integration issue, include relevant error details without sharing API credentials or other secrets.

Local Payment Gateway for Global Businesses

One Gateway for Local Payment Acceptance

Find a Payment Setup for Your Business

Let Customers Pay the Local Way

Security Practices Behind Your Integration

Compare Payment Gateways for Your Target Markets

Explore Local Payments by Country

Connect Local Payments to Your Platform

A Local Payment Gateway for Your Next Market

Ready to Accept Local Payments?

Stay Connected With A-Pay

Frequently Asked Questions

What is A-Pay?

What is a local payment gateway?

How do I integrate A-Pay with my website or application?

Which local payment methods does A-Pay support?

How does A-Pay approach security?

How can I get help with a payment issue?