A-PAY COOKIE POLICY
Effective Date: 30 May 2025
This Cookie Policy (“Policy”) describes the manner in which A-Pay.one (“A-Pay”, “we”, “us”, or “our”) deploys and manages cookies and comparable tracking technologies on its website, dashboards, APIs, and associated online interfaces (collectively, the “Platform”). By accessing or continuing to use the Platform, you (“User”, “you”, or “your”) acknowledge and consent to the use of cookies in accordance with this Policy, the A-Pay Privacy Policy, the A-Pay Terms of Service, and all applicable legal frameworks.
1. Definitions and Technical Scope
“Cookies” means small text files or data fragments stored on a User’s device by a web browser during interaction with online services. “Tracking Technologies” include, without limitation, web beacons, pixel tags, SDKs, device identifiers, HTML5 local storage, scripts, and server-side tagging mechanisms that collect, store, or transmit information about User behavior and system interactions.
These technologies support essential Platform functionality, enhance User experience, enable diagnostics and analytics, and - with User consent - facilitate personalization and targeted marketing.
2. Categories of Cookies Implemented
A-Pay utilizes the following categories of cookies and tracking mechanisms:
a. Essential Cookies (Strictly Necessary)
Cookies indispensable for the operation and security of the Platform. They enable core functionalities such as authentication, secure session management, payment workflows, API access, and navigation of protected areas.
These cookies do not require User consent under applicable law.
b. Performance and Analytics Cookies
Cookies that collect aggregated, pseudonymized information to analyze Platform traffic, performance, usage frequency, navigation paths, feature interactions, and error diagnostics. These cookies support optimization and quality assurance initiatives. Where mandated by law, User consent is required.
c. Functional Cookies
Cookies used to enhance User experience by remembering preferences (e.g., language, region, display settings) and enabling requested features such as saved forms, support tools, and interface preferences.
Consent may be required depending on jurisdiction and specific functionality.
d. Targeting and Advertising Cookies
Cookies deployed to deliver personalized marketing content, measure campaign effectiveness, limit repetitive ad impressions, and tailor communications based on User interests. These may be set by A-Pay or approved third-party advertising partners and require explicit User consent prior to activation.
3. Purposes of Cookie Deployment
A-Pay uses cookies and tracking technologies for the following purposes:
- Ensuring secure and seamless operation of Platform features
- Improving service performance, diagnostics, and load management
- Personalizing Platform preferences and User interface settings
- Conducting analytics on usage trends and system performance
- Preventing fraud, misuse, and security vulnerabilities
- Delivering relevant communications and marketing (with consent)
- Fulfilling legal, regulatory, and contractual obligations
4. Third-Party Cookies and Integrated Services
The Platform may incorporate cookies and trackers from third-party providers, including analytics services, customer engagement tools, cloud infrastructure partners, and marketing platforms.
These third parties may collect information directly from User devices for purposes aligned with their services.
A-Pay exercises commercially reasonable due diligence to ensure such providers implement appropriate data protection safeguards.
Users should consult the respective privacy and cookie policies of these third-party providers for detailed information regarding their practices.
5. User Controls and Cookie Management
Users maintain the ability to manage their cookie preferences at any time through:
Browser settings, which may block, restrict, or delete stored cookies;
Platform-specific consent banners or preference centers, allowing granular selection of permitted cookie categories;
Device-level privacy controls, where available.
Blocking or disabling essential cookies may significantly impair Platform functionality, restrict access to secure areas, or render services inoperable.
6. Cookie Retention Periods
Cookies used on the Platform vary in their duration:
Session Cookies: Automatically deleted when the browser is closed;
Persistent Cookies: Remain on the User’s device until expiration or manual removal.
A-Pay assigns retention periods based on operational necessity, security requirements, and applicable legal obligations.
7. Legal Basis for Processing
The lawful basis for processing data through cookies is as follows:
Essential Cookies: Legitimate interest (GDPR Art. 6(1)(f)) and/or contractual necessity (Art. 6(1)(b))%
Non-essential Cookies (functional, analytics, targeting): Explicit User consent (Art. 6(1)(a)) obtained through compliant opt-in mechanisms.
A-Pay ensures that consent is freely given, informed, specific, and capable of withdrawal at any time.
8. Updates to this Policy
A-Pay may revise, modify, or replace this Policy periodically to reflect legal, regulatory, operational, or technological developments. Updated versions will be published on the Platform and take immediate effect unless otherwise stated. Continued use of the Platform following publication constitutes acceptance of the revised Policy.
9. Contact Information
All inquiries, requests, or concerns relating to this Policy may be directed to:
Email: [email protected]
Users are responsible for ensuring their contact information is accurate and up-to-date to receive Policy-related communications.
10. Governing Law and Jurisdiction
This Policy shall be governed by and interpreted in accordance with the laws of the European Union and the laws of the Member State in which A-Pay maintains its principal place of business.
Any disputes arising from or related to this Policy shall be subject to the exclusive jurisdiction of the competent courts of that Member State.
11. Language
This Policy is drafted and maintained in English. Any translations provided are for convenience only, and in case of discrepancy, the English version shall prevail.
12. Entire Agreement
This Policy, together with the A-Pay Privacy Policy, Terms of Service, and any referenced guidelines or contractual documents, constitutes the complete and exclusive agreement governing the use of cookies and tracking technologies on the Platform. It supersedes any prior notices, representations, or agreements relating to the subject matter herein.