Accept Payments for Your Business Using Khalti Payment Gateway
Khalti is the most popular digital wallet in Nepal, used by millions of active users. For Nepalis, Khalti is a full-fledged financial ecosystem for paying for internet tickets, utility services, purchases in online stores, and receiving salaries. If your business is focused on the Nepalese audience, integration with Khalti payment gateway opens direct access to this loyal audience.
Top-3 problems that merchants face in Nepal
High abandoned cart rate
Missing local payment options in Nepal increases cart abandonment by 30–50%. A-Pay’s Khalti integration solves this, delivering an average 35% increase in conversion for our clients.
Long crediting
Traditional bank transfers in Nepal delay revenue reinvestment. This lack of liquidity costs businesses their competitive edge to those with faster payment solutions.
Who we are
Why A-Pay is chosen for integration with Khalti
Key capabilities of A-Pay for working with Khalti
- Flexible checkout customization
Customize the payment page for your brand style with logo upload and colours. This increases customer trust.
- Smart transaction routing
This allows the best route for processing a payment to be chosen by system, with an increase in approval rates and fewer technical declines.
- Detailed real-time analytics
You can monitor all payments, including Khalti transactions, on a practical dashboard and export data for accounting.
- Automatic refunds and mass payouts
A user-friendly interface to manage refunds and schedule periodic payouts to partners.
- Multi-currency
Receive payments in rupees, dollars, and other currencies without any conversion losses.
- Simple testing in sandbox
Test all payment scenarios in a safe sandbox environment before launch to ensure the integration remains functional.
A-Pay vs other payment gateways
Areas of application of A-Pay in Nepal

Security of your payments is our top priority
What payment methods are available via A-Pay in Nepal




























































































































































Step-by-step Khalti integration via A-Pay
- 1Apply & Connect
submit form and get a callback
- 2Choose Methods
select UPI, PhonePe, cards, or more
- 3Set Up Store
configure your website or platform
- 4Start & Track
accept payments and monitor analytics
Difficulty in Accepting Payments? High Fees, Confusing Integrations, Country Restrictions?
Frequently Asked Questions
To start accepting payments via Khalti, register on the A-Pay platform, leave a connection request, and complete verification. After that you will receive API keys and will be able to integrate Khalti payment gateway on your website or in an app. The whole process takes 1–2 days.
Yes, A-Pay provides the maximum level of security: end-to-end encryption, tokenization, 3DS authentication, and ML-based fraud prevention.
The current API documentation is available in the A-Pay personal account after registration. We constantly update the documentation and add code examples in English.
Sandbox is a test environment with test keys where you can safely test all scenarios without real movement of money. Live configuration is the production environment with real payments and real API keys.

