Payment Gateway in Nepal for eSewa, Khalti, and IME Pay
A-Pay helps merchants connect with a payment service provider in Nepal and accept documented local methods — eSewa, Khalti, and IME Pay. Integrate through the hosted payment page and/or API, process deposits and withdrawals, and receive postback notifications for transaction status. Use a test project before go-live, complete KYC/CDD onboarding, and track activity in the Personal Account.
Why Nepal merchants need local wallet acceptance
What A-Pay helps you connect for Nepal
Key Advantages of A-Pay
- Connect with a payment service provider in Nepal
A-Pay helps you connect to documented local methods — eSewa, Khalti, and IME Pay — when they are enabled for your project.
- KYC onboarding
Access starts with sales/support contact and KYC/CDD. Timing depends on documents and review.
- API and hosted page
Connect using A-Pay API and/or the hosted payment gateway page.
- Test project
Validate API and postback flows with test credentials before production.
- Personal Account
Monitor deposits and withdrawals in the merchant portal.
- Business-model fit
About lists suitability for models such as online shops, edtech, subscription services, and marketplaces, subject to KYC/risk review.
Industries Where A-Pay Works
- Accept global transactions
- Support for multiple currencies
- Connect with financial institutions
- Instant order confirmation
- Works with major platforms
- Supports cards and e-wallets
- UPI and e-wallet support
- QR code payments
- Real-time transactions
- Bulk transfers
- Automated processing
- Timely payouts
- Custom admin panels
- Merchant branding
- Full API support
Advantages of A-Pay
- Fast integration — Connect and start accepting payments quickly
- Secure transactions — Ensures safe transfers across all channels
- Multiple payment options — Cards, e-wallets, bank transfers supported
- Affordable pricing — Low payment gateway charges for businesses
- Real-time payouts — Receive payouts without delays
- Scalable platform — Suitable for startups and enterprises
- Seamless experience — Smooth checkout flow for customers
A-Pay vs Other Gateways
Payment Methods Available with A-Pay




























































































































































How to Integrate A-Pay
- 1Submit application
Registration
- 2Get API keys
Configure methods
- 3Test environment
Start checkout
- 4Verify settlement
Go live

Frequently Asked Questions
Several local services like eSewa, Khalti, SCT, and ConnectIPS are widely used for domestic payments. For businesses seeking a more versatile option, A-Pay combines support for local rails with flexible digital tools and innovations, making it a strong choice for merchants who need to scale.
Cross-border transactions require support for options like international cards, settlement, and compliance with Nepal Rastra Bank rules. A-Pay is positioned as one of the leading payment gateways because its comprehensive payment features serve as a cornerstone, facilitating services that support both local and global payment processing, giving merchants a way to reach international customers securely.
Razorpay primarily serves India-registered businesses with Indian KYC and bank accounts, so it’s generally not available to Nepal-incorporated merchants for transferring funds locally. Nepalese businesses usually integrate local wallets or bank remittances adopted in Nepal instead.
Fees vary by provider and payment method, typically a percentage of the transaction plus any fixed charges, with wallets and bank transfers sometimes priced differently than cards. Always review the current pricing page to see how much you will pay and any settlement or cross-border surcharges before integrating.

