Payment Gateway in India for UPI, Paytm, PhonePe, and IMPS
A-Pay helps merchants connect with a payment service provider in India and accept documented local methods - UPI, Paytm, PhonePe, and IMPS. Integrate through the hosted payment page and/or API, process deposits and withdrawals, and receive postback notifications for transaction status. Use a test project before go-live, complete KYC/CDD onboarding, and track activity in the Personal Account.
Why India merchants look for UPI-ready acceptance
Payment Methods - Payment Gateway in India
Why Indian businesses choose A-Pay
Key advantages
- Quick setup
Launch your account and start processing payments within hours.
- Broad coverage
Accept online payments in India via UPI, netbanking, RuPay and international cards, digital wallets, and cross-border channels - all through one website payment gateway.
- Low transaction fees
A-Pay is among the cheapest payment gateways with competitive rates.
- Best-in-class UX
Mobile-optimized checkout flows with localized payment methods improve payment success rates, reduce cart abandonment, and keep customers on your website.
- Trusted in India
Recognized as a top payment gateway in India by businesses of all sizes.
- Scalable for growth
Perfect for startups, growing businesses, and enterprises alike.
Industries we serve in India
- Multi-currency support
- Integration with major platforms
- Easy checkout on mobile and desktop
- Low fees
- Fast settlements
- Global accessibility
- No setup fees
- Developer-friendly APIs
- 24/7 support
- Real-time processing
- High-volume handling
- Fraud protection
- High-risk support
- Real-time conversions
- Regulatory compliance
- Recurring billing
- Local and international methods
- Dashboard access for finance teams
- Custom limits
- Tax-compliant billing
- Scalable architecture
Key features of A-Pay
- Real-time transaction monitoring across the entire Indian payment gateway system
- Seamless integration with your website payment gateway using APIs, plugins, and SDKs
- Multi-currency support to manage international payments via multiple payment options
- Fraud detection and risk management tools for a secure online payment processor experience
- Automated payouts and settlements within the same payment gateway platform
- Detailed analytics and reporting for merchants through a centralized dashboard
- Subscription billing capabilities and recurring payments available
- Optimized mobile checkout for fast, smooth payments in India’s mobile-first economy
Comparison with other payment gateways
What is a payment gateway?
Available payment methods with A-Pay
How to integrate A-Pay
- 1Submit & Connect
fill out the form, get contacted
- 2Set Up
select regions and payment methods, access dashboard
- 3Verify
complete KYC
- 4Go Live & Monitor
activate payments, track performance
A-Pay operates globally
Frequently Asked Questions
A payment gateway is a technology that enables secure online payment options between a customer and a merchant. It authorizes credit and debit cards or direct payments and connects your platform with banks. A-Pay also acts as a secure payment gateway for both local and global transactions. It supports international payments, online transactions, and mobile wallets including Paytm. You can also create a dedicated payment page on your website using our hosted tools.
A-Pay is recognized as a premier online payment gateway in India, distinguished by rapid onboarding, industry-leading approval rates, and specialized support for complex business models. It delivers an optimized checkout experience and multi-currency tools as standard features. Compared to traditional providers, A-Pay offers superior flexibility and speed. This all-in-one solution enables enterprises to integrate diverse payment methods and craft seamless customer journeys across all platforms, from net banking to mobile applications.
A-Pay is known for its instant onboarding and rapid KYC verification. While other payment gateway providers may take days, our service helps merchants go live within hours. This makes it ideal for urgent or time-sensitive business launches. Alternate payment methods such as hosted payment pages and mobile app-based options are also available. Its payment success rate is among the highest in the market.
The platform supports all major Indian payment methods, including UPI, IMPS, NEFT, RTGS, credit/debit cards, and wallets. A-Pay also allows crypto and international cards. These online payment providers make sure you never miss a transaction. As a PCI-DSS certified solution, our comprehensive payment system ensures secure transactions across payment modes including credit cards.
A-Pay partners with startups, SMEs, and large enterprises across specialized sectors. From e-commerce and SaaS to forex and gaming, the platform seamlessly adapts to your specific requirements. Get started with no upfront costs — our flexible pricing scales as you grow. Whether you are launching an online store or managing enterprise-level transactions, A-Pay’s versatile approach is engineered to support your global expansion.
Most clients complete integration in less than 24 hours. The process includes API setup, verification, and dashboard access. With full support for payment gateway for website solutions, A-Pay ensures zero downtime. You can integrate the payment gateway via a simple API and start accepting payments across different channels. You can also embed a payment link or connect your bank accounts easily.
Yes, A-Pay offers a demo and test environment. This helps businesses evaluate its best online payment features before going live. Setup is fast and free. It’s also a great way to test how the payment gateway works and how it handles payment failures or retries. Whether you want to collect payments, make online payments, or use an online payment aggregator — it's all possible through A-Pay.