Integrate Nagad Payment Gateway for Online Payments
Nagad is the second-largest mobile wallet in Bangladesh, with around 28 million active users who rely on it for their day-to-day payments. If your business targets Bangladeshi customers, connecting the Nagad payment gateway gives you direct access to them. With A-Pay you can start accepting Nagad payments quickly, through a single integration that also covers bKash, Upay, TAP Wallet and Bangla QR.
Top-3 Problems Merchants Face When Integrating Nagad
Security and Authentication Issues
Every transaction has to be signed and verified, and postbacks have to be handled correctly. Many companies simply do not have in-house expertise to set up transaction security and risk monitoring.
Long Launch Timelines
Without a ready-made integration the process can stretch to several weeks. Every week of delay pushes back your launch and the revenue that comes with it.
Who We Are
Why Businesses Choose A-Pay for Nagad
Key A-Pay Features for Nagad
- Single API for All Payment Methods
One interface covers Nagad, bKash, Upay, TAP Wallet and Bangla QR. You build the integration once and enable methods as you need them.
- Postbacks Configured With You
You send us the postback URLs for deposits and withdrawals, we take care of the rest. There is no need to contact Nagad, exchange keys with them or arrange anything on their side.
- Key Management and Security
You get an apikey and a project_id, and every transaction is signed with a private key. We do not store or process your users' personal data.
- Detailed Analytics and Reporting
Track deposits, withdrawals, fees and statuses in the Personal Account, and export CSV reports for daily reconciliation.
- Instant Deposits and Fast Payouts
Deposits are credited instantly and payouts run automatically, which suits both high-frequency operations and urgent settlements.
- Multi-Currency and Cross-Border
Accept payments in Bangladeshi Taka (BDT) and 25 other supported currencies, and serve international customers through the same integration.
A-Pay vs Other Payment Solutions in Bangladesh
Use Cases: Who A-Pay + Nagad Fits in Bangladesh
Payment Security Is Our Top Priority
What Payment Methods Are Available via A-Pay in Bangladesh
Step-by-Step Nagad Integration via A-Pay
- 1Apply & Connect
submit form and get a callback
- 2Choose Methods
enable bKash, Nagad, Upay, or TAP Wallet
- 3Set Up Store
configure your website or platform
- 4Start & Track
accept payments and monitor analytics
Difficulty in Accepting Payments? High Fees, Confusing Integrations, Country Restrictions?
Frequently Asked Questions
A Nagad payment gateway lets your business accept online payments from Nagad, the second-largest mobile wallet in Bangladesh with around 28 million active users. Customers pay with a wallet they already trust, which lifts conversion, and you reach an audience that global card processors cannot serve. Through A-Pay the same integration also covers bKash, Upay, TAP Wallet and Bangla QR.
Yes. Nagad confirms every payment on the customer's side with a PIN or a one-time code, so card details are never involved. On the A-Pay side each transaction is signed with a private key, status updates arrive as signed postbacks your backend can verify, and we do not store or process your users' personal data. Access to the API is controlled through your apikey and project_id.
Fees depend on your transaction volume, business model and the plan you choose, and we quote them before you sign. There are no hidden charges, no holds and no rolling reserves. Settlements are typically processed within 1–2 business days, so you can plan cash flow with confidence. Contact our team for a quote for your volumes.